Liability

Liability Claims

Liability claims are dealt with carefully as these type of applications mainly provide coverage for employee, customers, and third party stakeholders when accidents, unwarranted and unforeseen situations do occur. construction fall bulb

Gulf Insurance Limited is committed to providing equitable, efficient, and professional support on behalf of our clients when these scenarios arise.

Our experienced Claims Customer Care team is prepared to make the commercial claims experience simple, appropriate and expeditious.

Making a Claim

If you need to make a claim, we recommend that you contact your agent, broker or visit any one of our offices immediately with all available information about the loss.

What you need to make a claim:

1.    Complete Claim form – your name and company details
2.    The policy reference number
3.    Date of Accident
4.    Details of Accident or Situation(in case of bonds, fidelity)
5.    Official Accident Reports
6.    Photographs of Accident
7.    Estimation of costs

When registering a claim, please try to provide as much of this information as possible so that we can process the claim quickly and efficiently.

Next Steps

Once the claim documents are submitted the circumstances of the claim will be investigated. The damage or losses incurred arising from the incident will be evaluated by an internal Claims Assessor or an Independent Loss Adjuster. An agreed settlement between yourself and the Insurance Company will then be made .

If a Policy Deductible (Excess) applies, this amount will be for the Insured’s account.